Trusted by 3000+ clients

Specialist Truck Finance for ABN Holders Australia Wide

From owner-operators to growing fleets, we've got access to 80+ lenders, an internal credit team, and fast approvals to support your next move.

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Truck Finance

Truck Finance in Australia

Fast truck finance for new and used vehicles

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Trusted by 2,000+ Australian firms

Professional Truck Finance for Australian Transport Businesses

TAFS provides specialist truck finance solutions for new and used trucks purchased through dealers, private sellers or auctions.

With broad lender access and disciplined application positioning, we focus on securing the right approval the first time.

Speak with our experts to get free access to more than 80+ of Australia’s most trusted banks and non-bank lenders to see what options are available in your area.

  • Any Seller, Any Truck!

    Whether you’re purchasing through a dealership, a private sale or at auction, we structure the finance to suit how the truck is being bought.

  • New or Used Trucks

    From brand new prime movers to older trucks still earning their keep, we work with lenders suited to the age and value of the asset.

  • Flexible Deposit Options

    Depending on your position and the truck, low deposit options are available.

  • Credit Considered

    If you’ve had credit challenges in the past, we assess your current situation and align your application with suitable lenders.

Trusted by 500+ Australian business owners

Hear from the operators, tradies, and business owners we've helped fund

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  • 15,000+

    Assets Financed And Businesses Helped

  • $350M+

    Total Business Funding

  • 80+

    Lenders To Compare

  • 30+

    Years Of Business Experience

  • 93%

    Client Success Rate

The TAFS Process

Tell us what you need.
We'll take it from there.

We keep things clear, move quickly, and match your deal with the right lender from the start.

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  1. Step 1

    Tell us what you need

    Share the asset, the rough numbers, and a bit about your business.

  2. Step 2

    We structure the deal

    We position the application properly and prepare it for the right lenders.

  3. Step 3

    Right lender match

    We take the deal to lenders that best fit your business and asset.

  4. Step 4

    You get an answer

    We manage the back-and-forth and keep things moving to approval.

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FAQ

Frequently Asked Questions

We don’t just send applications out. We structure them properly from the start.

  • Can I get truck finance with a new ABN under 12 months?

    Yes. Many lenders on our panel offer truck finance for new ABN holders, including businesses trading for less than 12 months. Approval will depend on your overall profile, deposit and asset type, but structured low-doc pathways are often available.

  • Can I get approved for truck finance after a bank decline?

    Yes. A bank decline does not mean your application cannot be approved elsewhere. With access to over 80 banks and specialist lenders, we can often identify alternative pathways depending on the reason for the decline.

  • Can I finance a used truck over 10 years old?

    Some lenders have age restrictions, but specialist lenders consider older trucks depending on condition and usage. We assess the asset and align your application with lenders that accept higher age limits.

  • Is low-doc truck finance available for self employed drivers?

    Yes. Low-doc truck finance options are available for eligible self employed applicants. Requirements may include BAS statements, bank statements or an accountant’s declaration rather than full financials.

  • Can I finance multiple trucks or expand my fleet under one facility?

    Yes. Many lenders offer structured fleet finance solutions that allow you to fund multiple trucks under a single facility or staged approvals. This can streamline documentation, improve cash flow management and support planned fleet expansion. We assess your current position and growth plans before aligning the structure with the most suitable lender.

  • Can I refinance an existing truck loan to reduce repayments?

    Yes. Refinancing allows you to extend the term, adjust repayments or release equity, depending on your current balance and asset value. We assess your position before recommending a restructure.

  • Can I finance a truck purchased through a private sale?

    Yes. Many lenders will finance private sale truck purchases, provided the asset meets their criteria. Additional documentation may be required to verify the asset and seller.

Stop letting banks
waste your time.

Get a clear answer, the right lender match, and a faster process from day one.

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