TAFS helped a transport and heavy diesel operator fund upgraded trailers through a chattel mortgage.
The client had more than 10 years of experience in the industry and had recently moved from sole trader to company structure.
The company structure was newer, but the operator behind it wasn’t.
The client needed to replace older trailers, maintain reliability across transport and haulage work, and present the application in a way that showed the full strength of their experience, clean credit profile, and business history.
TAFS structured the deal around the client’s proven track record, strong operating background, and clean credit file, rather than focusing only on the age of the company entity.
A recent company setup doesn’t automatically mean you’re a new operator in the eyes of a lender.
Where there’s strong prior sole trader history, relevant industry experience and a clear business need for the equipment, those factors can still carry a lot of weight.
The client replaced ageing trailers with better-suited equipment to support transport and haulage work under the new company structure.
If you’ve recently changed business structure but still bring years of real operating experience, TAFS can help present that story properly.