Media Articles

How a Landscaping Operator Secured a $200K Overdraft After an SBR

Written by Admin | Jun 23, 2026 11:36:04 PM

The situation

TAFS helped a repeat landscaping client secure a $200,000 business overdraft.

The client had 14 years of industry experience, had been running their own operation for 10 years, and had previously gone through a small business restructure during COVID.

The challenge

The client needed flexible working capital, but the previous restructure meant the deal still had to be positioned carefully.

At the same time, the client had strong asset backing, a perfect repayment history with current lenders, and a long-established track record in landscaping and construction work.

The TAFS strategy

TAFS structured the overdraft around the client’s ongoing strength, repayment conduct and industry history, keeping the focus on the fundamentals that mattered most.

What similar operators should know

A restructure doesn’t always define what happens next.

Where the business has recovered, repayment conduct is strong, and the operator has a real history in the industry, there can still be good funding options available.

The result

The overdraft gave the client greater flexibility to support project demand and manage cash flow across ongoing operations.

Key takeaways

  • Past restructuring doesn’t always stop future funding
  • Strong conduct after the event matters
  • Overdrafts can be a practical working capital solution for project-based operators

If your business has gone through a difficult patch but the fundamentals are now strong, TAFS can help present the story properly and structure a practical solution.