Cleaning equipment finance can help Australian commercial cleaning businesses purchase the machinery, vehicles and specialist equipment they need without using a large amount of working capital upfront.

For a growing cleaning business, equipment is often directly tied to the contracts it can service.

A new hospital contract may require ride-on floor scrubbers. A warehouse contract may need industrial sweepers. A larger facilities management agreement may require several machines, service vehicles and specialist cleaning equipment to be ready before the first invoice has even been paid.

That creates a cash flow challenge.

The business needs the equipment now, but the revenue generated by that equipment may not arrive until weeks later.

The Asset Finance Shop (TAFS) arranges commercial equipment financing for Australian businesses through access to more than 80 bank and non-bank lenders. TAFS can assess the business, equipment, available documents and finance structure before selecting a suitable lender for formal submission.

For straightforward applications where the required information is available, equipment finance approval can be arranged in as little as 24 hours.

This guide explains how cleaning equipment finance works, what commercial cleaners can finance, what affects equipment finance interest rates and what to look for when comparing equipment finance brokers in Australia.

What Is Cleaning Equipment Finance?

Cleaning equipment finance is a type of commercial asset finance used to purchase machinery, vehicles and other identifiable equipment for a cleaning business.

Rather than paying the complete purchase price in cash, the business finances the equipment over an agreed term.

This can allow the business to put the machinery to work while retaining more cash for operating expenses.

Finance can potentially be used for:

• Ride-on floor scrubbers
• Walk-behind floor scrubbers
• Industrial sweepers
• Commercial vacuum systems
• Carpet extraction machines
• Pressure cleaning equipment
• High-pressure water systems
• Steam cleaning equipment
• Floor polishers
• Burnishers
• Scrubber dryers
• Specialist hygiene equipment
• Cleaning trailers
• Commercial vans
• Utes
• Service vehicles
• Larger packages of commercial cleaning equipment

The exact equipment that can be financed depends on the lender, purchase price and overall application.

Why Do Commercial Cleaning Businesses Use Equipment Finance?

Commercial cleaning can be a capital-intensive business.

Winning the work is only part of the process.

The business then needs enough equipment, staff and working capital to deliver the contract.

Equipment finance can help separate the equipment purchase from everyday operating cash.

Preserve Working Capital

Consider a cleaning business that wins a large commercial contract and needs $120,000 of equipment before commencement.

Paying cash requires the business to remove:

$120,000 from its bank account immediately.

That cash may otherwise be needed for:

• Wages
• Superannuation
• Cleaning chemicals
• Consumables
• Fuel
• Insurance
• Supplier invoices
• Tax
• New employee onboarding
• Unexpected costs

Financing the equipment can allow more of that cash to remain available while the machinery is put to work.

Mobilise a New Contract

Commercial cleaning contracts can create significant upfront expenses before the customer begins paying invoices.

The business may need to fund:

• Equipment
• Staff
• Uniforms
• Chemicals
• Vehicles
• Insurance
• Site inductions
• Consumables

If the customer then operates on 30-day payment terms, the cleaning business may need to carry those costs for several weeks.

Financing the machinery can reduce one of the largest upfront cash requirements.

Replace Ageing Equipment

Older cleaning machinery can create costs through:

• Repairs
• Battery replacement
• Downtime
• Reduced cleaning performance
• Lost productivity
• Higher labour requirements

A fully paid-off machine does not necessarily mean it is the cheapest machine to operate.

If a newer ride-on scrubber allows one operator to cover significantly more floor area with fewer breakdowns, financing the replacement may improve overall productivity.

Add Capacity

A growing cleaning company may have enough equipment for its existing sites but need additional machines for another contract.

Finance can help the business increase capacity without waiting to accumulate enough cash for each machine.

What Cleaning Equipment Can Be Financed?

Commercial equipment financing can potentially cover a broad range of cleaning assets.

Ride-On Floor Scrubbers

Ride-on scrubbers are commonly used across:

• Hospitals
• Shopping centres
• Warehouses
• Distribution centres
• Airports
• Industrial facilities
• Large commercial buildings

These can represent a significant equipment investment, particularly where several machines are required.

Finance can spread the purchase cost over the period in which the equipment is expected to generate income.

Walk-Behind Floor Scrubbers

Smaller scrubber dryers can suit:

• Retail premises
• Smaller warehouses
• Schools
• Medical facilities
• Commercial offices

Individual lower-value machines may not always meet a lender's minimum finance amount.

However, several machines may potentially be grouped into a larger eligible equipment package.

Industrial Sweepers

Commercial sweepers may be used for:

• Warehouses
• Logistics facilities
• Car parks
• Factories
• Industrial sites
• Outdoor commercial areas

Both ride-on and other commercial sweepers can potentially be financed subject to lender criteria.

Carpet Cleaning and Extraction Equipment

Cleaning businesses specialising in:

• Commercial carpet cleaning
• Hospitality
• Office maintenance
• Flood restoration
• End-of-lease cleaning

may require professional extraction equipment.

Where the overall package meets the lender's requirements, finance may be available.

Pressure Cleaning Equipment

Commercial pressure washers and high-pressure cleaning systems can be required for:

• Industrial cleaning
• Building exteriors
• Car parks
• Construction sites
• Facilities maintenance
• Fleet cleaning

Trailer-mounted or vehicle-mounted systems may also be considered depending on the transaction.

Steam Cleaning Equipment

Commercial steam systems can support specialist hygiene and sanitisation work.

The lender will generally want the equipment to be identifiable, commercially useful and appropriate for the business.

Floor Polishers and Burnishers

Commercial polishing and burnishing equipment can potentially form part of a larger cleaning equipment package.

Commercial Vacuums

A single vacuum may be below normal asset finance minimums.

However, a commercial cleaning company purchasing a larger package of:

• Industrial vacuums
• Extractors
• Scrubbers
• Sweepers
• Other cleaning machinery

may have an overall finance requirement suitable for commercial asset finance.

Can Cleaning Vehicles Be Financed?

Yes.

Commercial cleaning businesses often need vehicles to move staff, equipment and consumables between sites.

Eligible vehicles can potentially include:

• Commercial vans
• Utes
• Service vehicles
• Trailers

For a growing cleaning company, the requirement might involve both cleaning machinery and another work vehicle.

TAFS can review whether the assets should be structured together or through separate facilities depending on the lender and transaction.

What Finance Structure Does TAFS Mainly Arrange?

TAFS primarily arranges equipment purchases using a chattel mortgage.

Under a chattel mortgage:

• The business purchases and owns the equipment from settlement
• The lender registers security over the asset
• The finance is repaid over an agreed term
• A deposit may be included
• A trade-in may contribute
• A balloon payment may potentially be used
• The lender removes its security once the finance has been repaid

Chattel mortgage finance can suit businesses purchasing long-term income-producing equipment.

Speak with your accountant about GST, depreciation, finance interest and the tax treatment applying to your circumstances.

How Does Cleaning Equipment Finance Work?

A typical application involves several stages.

Step 1: Identify the Equipment

TAFS will need to understand:

• Equipment type
• Manufacturer
• Model
• Purchase price
• New or used
• Seller
• Number of machines

If several items are being purchased together, provide the complete equipment quote.

Step 2: Review the Business

TAFS can assess:

• ABN age
• Trading history
• Business structure
• Current turnover
• Available bank statements
• Existing debt
• Credit profile
• Current contracts
• Purpose of the equipment

Step 3: Soft Credit Check

TAFS begins with a soft credit check.

This allows the initial credit position to be assessed without immediately creating a formal lender enquiry.

Step 4: Internal Credit Review

The TAFS internal credit team reviews the application before formal lender submission.

This can help identify lenders whose criteria suit:

• The business
• Equipment type
• Finance amount
• Documentation available
• ABN history
• Credit position

Step 5: Compare Suitable Lenders

TAFS has access to more than 80 bank and non-bank lenders.

The objective is not to submit the application to every lender.

It is to compare lender criteria first and select an appropriate option.

Step 6: Structure the Finance

The finance can be structured around:

• Purchase price
• Deposit
• Trade-in
• Amount financed
• Finance term
• Repayment
• Balloon where appropriate

Step 7: Formal Application

Once a suitable lender and structure have been selected, one formal application is submitted.

Step 8: Approval and Settlement

After approval, TAFS coordinates the remaining lender and supplier requirements through to settlement.

A TAFS Commercial Cleaning Finance Example

A commercial cleaning business needed to invest in additional ride-on cleaning equipment after securing new work.

The business had:

Time trading: 12 years
Annual turnover: Approximately $5.4 million
Finance required: $145,000
Equipment: Ride-on commercial cleaning machinery
Reason: Supporting a new hospital contract

The issue was not whether the business could simply pay for the machines.

It was whether using that much cash upfront made sense while the company also needed to fund the mobilisation of the new contract.

Cash still needed to remain available for:

• Wages
• Suppliers
• Operating costs
• Other contract expenses

TAFS structured $145,000 of equipment finance around the machinery, the business and the timing of the opportunity.

The equipment could be put into operation while more working capital remained inside the business.

That is one of the main reasons established businesses use equipment finance even when they have cash available.

Equipment Finance vs Paying Cash

Paying cash eliminates finance interest.

But it also removes the purchase amount from the business immediately.

Consider a cleaning company purchasing:

Cleaning equipment package: $150,000

Paying Cash

The business uses:

$150,000 immediately

There is no finance repayment.

But that capital is no longer available for wages, suppliers or contract mobilisation.

Financing

The business spreads the equipment cost across an agreed finance term.

That introduces:

• Repayments
• Interest
• Potential finance fees

But allows more cash to remain available inside the business.

The right option depends on:

• Cash reserves
• Upcoming expenses
• Contract payment terms
• Business growth
• Finance cost
• Other uses for the capital

Equipment Finance vs Equipment Hire

Some cleaning businesses hire equipment when they need additional capacity.

That can work well for occasional or short-term requirements.

But where machinery is being used regularly, compare the cost of continued hire with ownership.

For example, consider a business continually hiring a commercial scrubber for a long-term contract.

Compare:

Hire

• Weekly or monthly hire charge
• Delivery costs
• Availability
• Long-term total hire expense

Ownership With Finance

• Finance repayment
• Insurance
• Servicing
• Maintenance
• Expected resale value

There is no automatic answer.

The correct decision depends on how often the machine is required and how long the contract is expected to run.

Can a Sole Trader Cleaning Business Get Equipment Finance?

Yes.

Sole traders can apply for commercial equipment finance subject to lender criteria.

The lender may consider:

• ABN history
• Cleaning industry experience
• Recent business bank statements
• Current contracts
• Existing customers
• Credit history
• Existing debts
• Equipment
• Purchase price
• Deposit

Complete financial statements are not required by every lender.

Can a New Cleaning Business Get Equipment Finance?

Potentially.

Selected lenders can consider newer businesses.

There is no single minimum ABN age used by every equipment finance provider.

For a newer cleaning company, the lender may place additional weight on:

• Previous industry experience
• Current contracts
• Existing customers
• Bank statement activity
• Credit position
• Available working capital
• Deposit
• Equipment being purchased

For example:

ABN age: 8 months
Cleaning experience: 9 years
New contract: Secured
Equipment: Commercial scrubber and sweeper package

The ABN is relatively new.

The operator may still have significant experience and confirmed revenue opportunities.

That complete story should form part of the finance application.

Can Low Doc Equipment Finance Be Available?

Potentially.

Selected lenders offer low documentation pathways for eligible businesses.

A low doc application may use information including:

• Recent bank statements
• ABN details
• Industry experience
• Credit history
• Current contracts
• Existing finance
• Equipment information

rather than requiring complete current financial statements in every case.

Low doc does not mean no lender assessment.

The lender still needs to establish whether the business can support the repayment.

Do I Need Financial Statements?

Not always.

Some equipment finance providers require complete financial statements.

Others can potentially assess eligible applications through streamlined documentation.

The correct pathway depends on:

• Finance amount
• Business history
• ABN age
• Credit profile
• Equipment
• Lender

Do I Need Tax Returns?

Not with every lender.

Tax return requirements vary.

If they are not currently available, tell TAFS during the initial assessment so lenders with appropriate documentation policies can be considered.

Do I Need BAS?

Not every application requires BAS.

Some lenders may request BAS to verify turnover.

Others may rely on recent bank statements and other business information.

How Do Equipment Finance Interest Rates Work?

There is no single equipment finance interest rate that applies to every Australian business.

Pricing can depend on factors including:

• Business trading history
• ABN age
• Credit profile
• Equipment type
• Equipment age
• Purchase price
• Finance amount
• Deposit
• Finance term
• Balloon
• Documentation
• Lender

For example, an established commercial cleaning business with a long trading history and strong financial position may receive different pricing from a newly registered sole trader purchasing used equipment.

An advertised interest rate should therefore not be treated as a guaranteed rate for every applicant.

How Should You Compare Equipment Finance Interest Rates?

Do not compare the interest rate alone.

Compare the complete finance structure.

That includes:

• Interest rate
• Amount financed
• Deposit
• Finance term
• Repayment
• Balloon
• Establishment costs
• Other fees
• Early payout terms
• Total estimated finance cost

A lower interest rate over a substantially longer loan term can still result in a greater overall finance cost.

Likewise, a very low monthly repayment may simply mean a larger balloon remains at the end.

Can Equipment Finance Include a Balloon?

Potentially.

A balloon payment leaves part of the finance amount outstanding at the end of the term.

For example:

Finance amount: $120,000
Term: 5 years
Balloon: $24,000

Regular repayments are generally lower because $24,000 remains outstanding.

This can help a cleaning business preserve monthly cash flow.

But the business still needs to deal with the $24,000 final amount.

A balloon should consider:

• Equipment life
• Expected future value
• Usage
• Replacement cycle
• Business cash flow

The lowest monthly repayment is not automatically the strongest finance structure.

Do I Need a Deposit?

Not necessarily.

Deposit requirements depend on the:

• Business
• Equipment
• Finance amount
• Credit profile
• Trading history
• Lender

An established commercial cleaner with a strong financial position may have different options from a new business financing its first major machine.

A deposit can reduce:

• Finance amount
• Monthly repayments
• Total finance cost

But it also reduces the cash remaining inside the business.

Should I Put Down the Largest Possible Deposit?

Not automatically.

Commercial cleaning businesses can have significant operating costs.

Cash may be needed for:

• Payroll
• Superannuation
• Chemicals
• Consumables
• Vehicles
• Fuel
• Supplier accounts
• Contract mobilisation

Using every available dollar as a deposit may leave the business unnecessarily tight on cash after settlement.

The deposit should be considered alongside working capital.

Can the Full Equipment Purchase Be Financed?

Potentially.

Selected businesses may qualify to finance the full eligible purchase price.

The available amount depends on:

• Business strength
• Credit profile
• Equipment value
• Finance amount
• Existing commitments
• Lender criteria

Can Used Cleaning Equipment Be Financed?

Potentially.

Selected lenders can finance used commercial machinery.

For used cleaning equipment, the lender may assess:

• Machine age
• Condition
• Purchase price
• Market value
• Manufacturer
• Expected working life

Older or highly specialised equipment may have fewer lender options than newer equipment.

Can I Buy Cleaning Equipment From a Private Seller?

Potentially.

Selected lenders accept eligible private-sale commercial assets.

Additional checks may be required around:

• Seller identity
• Ownership
• Serial number
• Existing security
• Purchase price
• Market value
• Condition

An inspection or valuation may also be required.

Can Auction Equipment Be Financed?

Potentially.

Selected lenders can finance eligible commercial equipment bought at auction.

Completing an initial assessment before bidding can help establish:

• Approximate finance position
• Deposit requirements
• Suitable equipment age
• Available finance term
• Other lender conditions

Final approval remains subject to the equipment purchased.

Can Several Cleaning Machines Be Financed Together?

Potentially.

This can be particularly useful for larger commercial contracts.

For example, a business might need:

• Two ride-on scrubbers
• Three smaller scrubbers
• Two sweepers
• Several commercial vacuums

Rather than treating each machine as a separate small transaction, the overall equipment package may potentially be financed as one larger commercial asset requirement.

The appropriate structure depends on:

• Equipment
• Seller
• Purchase invoices
• Total value
• Lender

Financing Equipment for a New Cleaning Contract

A new commercial cleaning contract can create one of the clearest reasons to finance equipment.

Imagine a cleaning business wins a large warehouse contract beginning in six weeks.

To deliver the work it needs:

• Ride-on scrubber
• Industrial sweeper
• Additional commercial vacuums
• Another van
• Additional employees

The business may have strong future revenue from the contract.

But that revenue has not started yet.

Finance can allow the equipment purchase to be spread over time rather than using a large portion of the company's existing cash before the contract even begins.

What Contract Information Can Help?

Where new equipment is being purchased specifically for new work, supporting information can help the lender understand the commercial reason for the transaction.

This might include:

• Signed contract
• Work agreement
• Letter of intent
• Purchase order
• Customer correspondence
• Contract commencement date
• Expected contract value

A contract is not required in every application.

However, where the finance is directly connected to new work, the information can provide useful context.

Replacing Older Cleaning Equipment

Commercial cleaning machinery has a working life.

Eventually a machine can begin costing the business more through:

• Breakdowns
• Maintenance
• Batteries
• Downtime
• Reduced productivity

Before replacing an older machine, compare:

1. Current repair costs
2. Downtime
3. Labour productivity
4. Current resale value
5. Existing finance payout
6. Replacement purchase price
7. New finance repayment
8. Expected operating life of the replacement

The fact that the old machine is paid off does not automatically mean keeping it is the cheapest option.

Can Trade-In Equity Be Used?

Potentially.

If the supplier or purchaser accepts the existing machine as a trade-in, available equity can potentially contribute toward the replacement.

For example:

Current equipment value: $40,000
Finance payout: $10,000

Potential equity:

$30,000

That amount may reduce the finance required for the replacement equipment.

Equipment Finance for Growing Cleaning Businesses

An established cleaning company might need equipment finance when:

• Winning a hospital contract
• Taking on another warehouse
• Expanding into healthcare cleaning
• Adding industrial cleaning services
• Employing another cleaning crew
• Replacing hire equipment
• Expanding geographically
• Purchasing additional vehicles

The lender will usually want to understand how the equipment fits the broader operation.

What Do Lenders Assess?

Business History

The lender may consider:

• ABN age
• Time trading
• Business structure
• Existing customer base

Cleaning Industry Experience

Industry experience can support the application, particularly for newer businesses.

Business Income

Depending on the application, income may be demonstrated through:

• Bank statements
• BAS
• Financial statements
• Tax returns
• Contracts

Existing Debt

The lender can consider:

• Current equipment finance
• Vehicle loans
• Business loans
• Credit cards
• Other commitments

Credit Profile

Previous repayment conduct and current credit position can influence:

• Lender options
• Interest rate
• Deposit
• Documentation requirements

Equipment

The lender assesses:

• Asset type
• Purchase price
• New or used
• Age
• Condition
• Resale value

Repayment Capacity

Ultimately, the lender needs to understand whether the new repayment fits the business's current and expected cash flow.

How Fast Can Cleaning Equipment Finance Be Approved?

Straightforward applications can be approved in as little as 24 hours once the required information is available.

Fast equipment finance approval is easier when:

• Business details are complete
• Bank statements are ready
• Existing debts have been disclosed
• Credit position is understood
• Equipment has been identified
• Supplier quote is available
• Purchase price is confirmed

More complex applications may take longer.

What Can Delay Approval?

Common delays can include:

• Missing bank statements
• Incomplete business details
• Unexplained credit issues
• Missing equipment invoice
• New ABN with limited information
• Private seller verification
• Older equipment
• Valuation requirements
• Equipment inspection
• Larger finance amount

TAFS pre-vets the application before formal submission so these requirements can be identified earlier.

Equipment Finance Brokers Australia: What Should You Compare?

Not every equipment finance broker works the same way.

Before choosing a broker, compare:

Lender Access

Ask how many lender options can realistically be considered.

TAFS has access to more than 80 bank and non-bank lenders.

Experience With Commercial Equipment

The broker should understand that equipment finance is different from a standard consumer vehicle loan.

Credit Assessment

Ask whether the application is reviewed before a formal lender submission.

TAFS uses an internal credit team to pre-vet applications.

Credit Check Process

TAFS starts with a soft credit check before the formal lender application.

Low Doc Options

Different lenders have different financial-document requirements.

Access to low doc options can matter for sole traders and smaller businesses.

Used Equipment

Make sure the broker can consider used machinery where required.

Private Sales

Not every lender handles private-sale equipment in the same way.

Approval Speed

Where equipment is needed for a new contract, delays can directly affect the business.

Straightforward TAFS applications can be approved in as little as 24 hours.

Finance Structure

A broker should help compare:

• Rate
• Deposit
• Term
• Repayment
• Balloon
• Total finance cost

rather than simply quoting the lowest-looking interest rate.

Equipment Finance Provider vs Equipment Finance Broker

Going directly to an equipment finance provider means the application is considered against that provider's own lending policy.

An equipment finance broker can compare different lender criteria.

For example:

Lender A

May prefer established businesses with full financials.

Lender B

May accept low doc applications.

Lender C

May be comfortable with a newer ABN and strong contracts.

Lender D

May be better suited to used or specialised machinery.

The business has not changed.

The lender criteria have.

That is the value of matching the application before formally submitting it.

Small Business Equipment Loans for Cleaning Companies

Small business equipment loans can be useful where the purchase directly supports revenue.

The strongest applications generally have a clear commercial purpose.

For example:

Equipment: $85,000 ride-on scrubber package
Purpose: New distribution-centre contract
Contract term: Long-term commercial work
Reason for finance: Retain working capital during mobilisation

The lender can clearly see:

• What is being purchased
• Why it is needed
• How it will be used
• Where the income is expected to come from

Cleaning Equipment Finance Checklist

Before applying, prepare as much of the following as possible:

The exact requirements depend on the lender.

Frequently Asked Questions

Can Commercial Cleaning Businesses Get Equipment Finance?

Yes.

Commercial cleaning businesses can potentially finance eligible machinery, work vehicles and other identifiable business equipment.

What Cleaning Equipment Can Be Financed?

Eligible equipment may include ride-on scrubbers, industrial sweepers, commercial cleaning machinery, pressure cleaning systems, access equipment, vans, utes, trailers and larger equipment packages.

Can I Finance a Ride-On Floor Scrubber?

Yes, subject to lender criteria.

TAFS has arranged finance for ride-on cleaning equipment for established commercial cleaning businesses.

Can I Finance Multiple Cleaning Machines?

Potentially.

Several eligible machines may be grouped into a larger equipment finance transaction where appropriate.

Can a Sole Trader Cleaner Get Equipment Finance?

Yes.

The lender may assess ABN history, bank statements, credit position, current work and the equipment being purchased.

Can a New Cleaning Business Get Finance?

Potentially.

Selected lenders can consider newer businesses where the complete application supports the purchase.

Do I Need Financial Statements?

Not always.

Selected lenders may offer low doc options using recent bank statements and other supporting information.

Do I Need a Deposit?

Not necessarily.

Deposit requirements depend on the business, equipment, finance amount and lender.

Can I Finance 100% of the Equipment Price?

Potentially.

Selected applications may qualify for finance covering the full eligible purchase price.

Can I Finance Used Cleaning Equipment?

Potentially.

Selected lenders finance used commercial equipment.

Age, condition and market value can affect the available options.

Can I Buy Equipment Privately?

Potentially.

Private-sale commercial equipment finance is available through selected lenders, subject to seller and asset checks.

Can I Finance Equipment From an Auction?

Potentially.

Selected lenders can consider eligible auction purchases.

Can I Finance a Cleaning Van?

Yes.

Eligible new and used commercial vans can potentially be financed.

Can I Finance a Van and Cleaning Equipment Together?

Potentially.

TAFS can review the complete equipment requirement and determine whether the assets should be financed together or separately.

What Is the Main Equipment Finance Product TAFS Arranges?

TAFS primarily arranges chattel mortgage finance.

The business owns the equipment from settlement while the lender holds security over it until the finance has been repaid.

What Are Current Equipment Finance Interest Rates?

There is no single rate for every applicant.

Equipment finance interest rates depend on the business, credit position, asset, finance amount, term, deposit, balloon and lender.

Should I Choose the Lowest Equipment Finance Rate?

Not automatically.

Compare the rate alongside the repayment, term, balloon, fees and total estimated cost.

How Fast Can Equipment Finance Be Approved?

Straightforward applications can be approved in as little as 24 hours once the required information is supplied.

Why Use an Equipment Finance Broker?

An equipment finance broker can compare multiple lenders rather than assessing the application against only one lender's policy.

How Many Lenders Does TAFS Have Access To?

TAFS has access to more than 80 bank and non-bank lenders.

Does TAFS Apply to All 80 Lenders?

No.

TAFS assesses the application first, compares suitable lender criteria and then submits one formal application to the selected lender.

Finance Your Commercial Cleaning Equipment With TAFS

For a commercial cleaning business, the right machinery can directly affect how efficiently a site is serviced, how many contracts the business can manage and how much labour is required to complete the work.

The challenge is putting that equipment in place without unnecessarily reducing the cash needed to actually run the business.

TAFS can review your current operation, contracts, available documentation and proposed equipment before comparing suitable commercial equipment financing options through access to more than 80 bank and non-bank lenders.

For straightforward applications where the required information is available, approval can be arranged in as little as 24 hours.

The Asset Finance Shop (TAFS) is a commercial asset finance brokerage based in Sydney.
Information on this page is general in nature and doesn't take your personal circumstances into account. Speak to a TAFS broker for options tailored to your business, and to your accountant regarding tax treatment.